Terms & Conditions

1. Acceptance of these Terms

By using this website you confirm that you have read, understood and agreed to these Terms and to our Privacy Policy and Cookie Policy. If you do not agree, please do not use the website.

These Terms are entered into between you and [Legal Entity Name], a company organised under the laws of the Republic of Indonesia, with registered office at [Registered Address, Indonesia] and registration number [company registration / NIB] ("Quantume", "we", "us").

2. Description of the website

This website provides general information about Quantume and its core banking platform. It is intended for informational and marketing purposes only and may be updated, changed or withdrawn at any time without notice.

Access to the Quantume platform itself, including any trials, evaluations or production use, is governed by a separate written agreement and is not provided through this website.

3. Eligibility

You may use this website only if you are able to form a legally binding contract and are not barred from doing so under any applicable law. If you use the website on behalf of an organisation, you represent that you are authorised to act on its behalf.

4. Acceptable use

You agree to use the website lawfully and not to misuse it. In particular, you agree not to:

• Use the website in any way that breaches applicable laws or regulations;
• Attempt to gain unauthorised access to the website, its servers or any connected systems;
• Introduce malware, conduct denial-of-service attacks, or otherwise interfere with the website's operation;
• Scrape, harvest or collect data from the website except as permitted by us in writing;
• Use the website to transmit unsolicited communications or infringe the rights of others.

5. Intellectual property

All content on this website — including text, graphics, logos, the Quantume name and mark, layout and design — is owned by Quantume or its licensors and is protected by intellectual property laws. You may view and print pages for your own internal reference, but you may not reproduce, distribute or create derivative works without our prior written permission.

6. Disclaimers and warranties

The website and its content are provided "as is" and "as available" without warranties of any kind, whether express or implied, to the fullest extent permitted by law. We do not warrant that the website will be uninterrupted, error-free or free of harmful components, or that the information on it is complete, accurate or current.

Any reliance you place on the website's content is at your own risk.

7. Limitation of liability

To the fullest extent permitted by applicable law, Quantume shall not be liable for any indirect, incidental, special, consequential or punitive damages, or any loss of profits, revenue, data or goodwill, arising out of or in connection with your use of, or inability to use, this website.

Nothing in these Terms excludes or limits liability that cannot be excluded or limited under applicable law.

8. Indemnification

You agree to indemnify and hold harmless Quantume and its officers, employees and agents from any claims, liabilities, damages and expenses (including reasonable legal fees) arising out of your breach of these Terms or your misuse of the website.

9. Governing law and jurisdiction

These Terms are governed by and construed in accordance with the laws of the Republic of Indonesia. Any dispute arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the competent courts in [Jurisdiction / City, Indonesia], without prejudice to any mandatory consumer-protection rights you may have.

10. Changes to these Terms

We may update these Terms from time to time. The version published on this website is the one in effect. Your continued use of the website after changes are posted constitutes acceptance of the revised Terms.

11. Contact

Questions about these Terms can be sent to [email protected] or to [Legal Entity Name] at [Registered Address, Indonesia].